There are only 33 questions in SAQ P2PE. SAQ P2PE. %PDF-1.5 The full SAQ-D form must be used if the P2PE solution is not PCI-validated, which takes considerably longer to complete and requires 330+ questions to be answered. SAQ D for Merchants is for merchants that do not outsource their credit card processing or use a P2PE solution, and may store credit card data electronically. When the PCI Council announced P2PE in 2011, there was an immediate and huge demand for approved P2PE solutions. 13 0 obj Establish a policy for stolen and replaced devices: Establish a procedure for what employees should do when they discover a device has been stolen or replaced. This document is for use with PCI DSS version 2.0. SAQ P2PE is only applicable to merchants using card-present transaction solutions. stream <> In my job as a QSA, I found my passion and worked closely with the Audit and Compliance team. endobj Does cardholder data require unique storage requirements? endobj 14 0 obj Merchants can significantly reduce the amount of SAQ questions they have to answer using the P2PE solution. La solution P2PE offre aux retailers un moyen de réduire la complexité de la conformité PCI. This passed-on accountability also makes PCI DSS assessments much easier for a merchant using a P2PE solution. endobj For merchants that select a P2PE solution from PCI’s approved list, the advantages can be significant. SAQ P2PE merchants must meet the following eligibility criteria for payment channels: It should be noted that SAQ P2PE is not valid for e-commerce businesses. What questions will I answer at SAQ P2PE? 16 0 obj <> 9 0 obj Point-to-Point Encryption (P2PE) is an encryption standard established by the Payment Card Industry (PCI) Security Standards Council. PCI DSS GUIDE's aim is to clarify the process of PCI DSS compliance as well as to provide some common sense for that process and to help people preserve their security while they move through their compliance processes. You can check our PCI DSS SAQ article to review all PCI SAQ types and get detailed information. Confirm that you have implemented all the elements of the PIM. If there are PCI DSS requirements that apply to your environment and are not covered by this SAQ, it means that the PCI SAQ P2PE is not suitable for your environment. Le SAQ P2PE a été élaboré pour répondre aux conditions applicables aux commerçants qui traitent les données de titulaires de carte uniquement par des terminaux de paiement matériels inclus dans une solution de cryptage point en point (P2PE) listée par PCI. The only systems that store, process, or transmit cardholder data in the merchant environment must be Point of Interaction (POI) devices approved for use with the P2PE solution listed in the PCI SSC. endobj PCI P2PE SAQ is designed for merchants using a P2PE solution for payment transactions. D: SAQ D for Merchants: All merchants not included in descriptions for the above SAQ types. The merchant should not store cardholder data electronically. PCI SAQ P2PE is designed for merchants using approved* point-to-point encryption (P2PE) devices with no electronic data storage. endobj Without P2PE you would need to complete the Self-Assessment Questionnaire D (SAQ D). SAQ D – If you are not eligible for any of the above SAQ types. Communicate SAQ and Confirmation of Conformity (AOC) and any other requested documentation to the recipient, your payment brand, or other requestors. What Other Solutions May Be Missing. In this way, it is ensured that the card information remains encrypted from the moment the card is swiped for payment until it reaches the payment processor. February 2014 3.0 To align content with PCI DSS v3.0 requirements and It requires that payment card data be encrypted immediately upon use with the merchant’s point-of-sale terminal and cannot be decrypted until securely transported to and processed by the payment processor. PCI validated point-to-point encryption (P2PE) solution is provided by a third party solution provider, and is a combination of secure devices, applications and processes that encrypt data from the point of interaction (for example, at the point of swipe or dip) until the data reaches the solution provider’s secure decryption environment. Train employees at least every three months: Your employees need to be aware of and comply with security policies and procedures. SAQ P2PE includes fewer criteria than other SAQs because it deals with card data over a PCI certified P2PE solution, thereby avoiding specific potential security concerns. We’ve talked a lot about why it’s so important to try and reduce scope and use the right SAQ for the payment channels utilized by your organization. %���� Has an incident response plan been created to be executed in the event of a violation? This new SAQ type has been introduced for merchants who process card data only via payment terminals included in a validated and PCI SSC-listed Point-to-Point Encryption (P2PE) solution. PCI SAQ P2PE-HW is the Self-Assessment Questionnaire form to be used for merchants who process cardholder data only via hardware payment terminals within a validated and PCI-SSC listed Point-to-Point Encryption (P2PE) solution. 8 0 obj ��ر���]E�����cL1�4cʗ/�Kbzb��ӛ)��c� ���ٙ�]�/;��,�}�ン3w�ܹ��s�=�\�8� ��I<. there are 9 different SAQs that a merchant and service provider can choose from. Narrowing down the scope for your organization’s payment channels and using the right SAQ is very important as it will save resources and costs, and SAQ P2PE, in particular, is another excellent example of scope reduction when it comes to maintaining compliance. Are devices that collect card data through physical contact protected from tampering and tampering? Merchants wishing to use SAQ P2PE must meet payment brand requirements for using an SAQ, and must also confirm that they: Are using a validated * PCI P2PE solution (per the PCI P2PE Program Guide). Therefore, it is essential to be careful when choosing your point-to-point encryption solution and select a PCI certified solution. endobj It's that simple! <> All payment transactions must be made through a PCI P2PE solution listed and approved by PCI SSC. Because the Shift4 solution is PCI-validated, you are eligible to use the simplified SAQ-P2PE form for PCI compliance with only about 30 questions, reduced from over 330. PCI DSS Self-Assessment Questionnaires (SAQs) are assessment forms designed to help merchants and service providers self-assess their PCI DSS compliance. … How to Complete the PCI DSS Self-Assessment Questionnaire P2PE? Therefore, we recommend that you seek guidance from your acquiring organization or QSA when in doubt. endobj Complete all sections of the SAQ P2PE form. The critical part of this is that only the payment processor can access the encryption process’s secret key. It wasn’t that merchants wanted P2PE, rather they wanted the massive compliance simplification and risk reduction that P2PE promised to provide. The firewall rule base must be reviewed at least quarterly and the change management process created to add and push the policy to the firewall. P2PE: Merchants using only hardware payment terminals included in and managed via a validated, PCI SSC-listed Point-to-Point Encryption (P2PE) solution, with no electronic cardholder data storage. SAQ P2PE – Transactions are performed using the P2PE Solution specified in PCI SSC. SAQ P2PE has been developed to address requirements applicable to merchants who process cardholder data only via hardware payment terminals included in a validated and PCI-listed Point-to-Point Encryption (P2PE) solution. PCI compliance is divided into four levels, depending on the annual amount of a business process credit or debit card transactions. PCI DSS Version SAQ Revision Description N/A 1.0 Not used. Fewer Applicable Requirements At only 33 questions, the SAQ P2PE is much smaller than any of the other card-present SAQs—over 90% reduction in applicable controls. 4 0 obj It can apply to both brick-and-mortar (card present) and mail/telephone order (card-not-present) merchants. With these hardware payment terminals, the card is encrypted as soon as it is swiped on the device. endobj <> <> The PCI SSC Releases its P2PE SAQ July 5, 2012 • Published by David Abouchar Categories Archive, Industry Topics Tags Acquirers, AoC, Council, Encryption, ISOs, Merchants, Mobile, P2PE, P2PE-HW, SAQ, Small Business, Smartphone, SMB, SSC, Tablet. SAQ P2PE-HW has been developed to address requirements applicable to merchants who process cardholder data only via hardware payment terminals included in a validated and PCI SSC-listed PCI Point-to-Point Encryption (P2PE) solution. I had several different roles at Biznet, including Penetration Tester and PCI DSS QSA. <>>> 10 0 obj endobj The small number of questions makes PCI compliance much easier and faster for vendors using P2PE. Save my name, email, and website in this browser for the next time I comment. The requirements that SAQ P2PE deals with are as follows: Although there are only three PCI DSS requirements for SAQ P2PE compliance, it would be a good idea if your company also meets other PCI DSS requirements. You can view all approved P2P encryption solutions listed by the PCI Security Standards Council here: PCI SSC Certified P2PE Solutions. <> 6 0 obj For example, a mail/phone order vendor may be eligible for SAQ P2PE if it receives cardholder data on paper or phone and processes it only on an approved P2PE hardware device. Acquirers ASV Breaches Cloud Council Data Breaches Data Storage Ecommerce EMV Encryption Firewalls Incident Response ISOs level 4 Merchants Mobile P2PE PA-DSS Payment Application PCI 3.0 PCI 3.1 PCI Risk Penetration Testing POS QSA Remote Access Requirement 11.2 Requirement 11.3 SAQ SAQ A SAQ A-EP SAQ B SAQ C SAQ D Security Awareness Service Providers Small Business SMB SSC … Compared to SAQ D, which has 329 questions, SAQ P2PE has only 33 questions and doesn’t require a vulnerability scan or a penetration test. 12 0 obj The level of classification defines what an organization has to do to remain compliant. Is the card verification code stored on paper after authorization? Checklist of firewall security controls along with developing best practices for auditing to ensure continued PCI compliance. By doing so, they greatly reduce the number of SAQ questions they have to fill out. Are all media containing card data destroyed when not required, except for commercial or legal reasons? Besides, merchants should not store any cardholder data to comply with SAQ P2PE and protect cardholder data using a validated point-to-point encryption (P2PE) solution. Your answers to the items may be “Yes, No, Compensating Control or Not Applicable.” Only one answer should be chosen for each question. I've been working inside InfoSec for over 15 years, coming from a highly technical background. How you process credit cards and manage cardholder data will decide which SAQ your company needs to complete. Over the past 15+ years my professional career has included several positions beginning as a developer and IT administrator, working my way up to a senior Technical Performance Consultant before joining Biznet back in 2015. <> <> I have earned several certifications during my professional career including; CEH, CISA, CISSP, and PCI QSA. The P2PE SAQ is for merchants that use a P2PE solution for their payment transactions. Le PCI est un organisme indépendant qui veille à la sécurité des paiements en ligne et en magasin. To comply with SAQ P2PE, the merchant should not have access to clear-text cardholder data in any computer system and only manage data from a PCI SSC approved P2PE solution through hardware payment terminals. <> Penchons-nous maintenant sur les raisons qui pourraient mener les entreprises à adopter cette solution. Le SAQ P2PE-HW a été élaboré pour répondre aux conditions applicables aux commerçants qui traitent les données de titulaires de carte uniquement par des terminaux de paiement matériels inclus dans une solution de cryptage point en point (P2PE) listée par PCI. , the card verification code stored on paper after authorization 3.2.1 ) PCI Self-Assessment Questionnaire P2PE card. Can apply to both brick-and-mortar ( card present ) and mail/telephone order ( card-not-present merchants. 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